Terms & Conditions

1. Acceptance of terms upon using the platform

We are committed to protecting the privacy and security of our clients' data. All personal information is handled with strict confidentiality and according to the highest legal and international security standards.

2. User obligations (providing accurate data)

We collect necessary data to provide insurance services, including full name, address, contact details, and policy information such as policy number and coverage value. This data is collected with your consent.

3. Limitation of liability and disclaimers

We use the collected data for the purpose of processing insurance applications, managing your policies, carrying out billing and premium collection, and communicating with you regarding our services and your claims.

4. Indemnification and Warranties

We implement strict technical and administrative security measures to protect your data from unauthorized access, loss, or alteration. Sensitive data is encrypted, and secure protocols are used for transmission.

5. Termination of Account and Service

We share your information with third parties only to the extent necessary to provide our services (such as reinsurance companies, or regulatory and legal authorities) or with your explicit consent. We do not sell your data.

6. Governing Law and Dispute Resolution

We use cookies to enhance your site experience, analyze traffic, and personalize content. You can manage your cookie preferences or disable them via your browser settings.

7. Intellectual Property Rights

You have the right to access the personal data we hold about you, request its correction, deletion (within legal limits), or object to its processing. Please contact us to exercise these rights.

8. Modifications to the Terms

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. You will be notified of any material changes via email or a prominent notice on our website.

9. Disclaimer for External Links

If you have any questions or concerns about this Privacy Policy or how we handle your data, please contact us via the "Contact Us" section of the website or through the dedicated email address.

10. General Provisions (Severability and Continuation)

We are committed to complying with international and local laws and regulations regarding data protection and privacy, such as GDPR where applicable, to ensure the highest level of data protection.